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Code · CFR · Title 12 — Banks and Banking · Part 1070 — Disclosure of Records and Information · § 1070.56

§ 1070.56. Request for amendment of records.

216 words·~1 min read·/us/cfr/t12/s§ 1070.56·

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(a)Procedures for making request.
(1)If an individual wishes to amend a record that pertains to that individual in a system of records, that individual may submit a request in writing to the Chief Privacy Officer, as set forth in § 1070.53(a). The request shall be labeled “Privacy Act Amendment Request.”
(2)A request for amendment of a record must:
(i)Identify the name of the system of records that the requester believes contains the record for which the amendment is requested, or a description of the nature of the record in detail sufficient to enable CFPB personnel to locate the system of records containing the record with a reasonable amount of effort;
(ii)Specify the portion of that record requested to be amended; and
(iii)Describe the nature and reasons for each requested amendment.
(3)When making a request for amendment of a record, the CFPB will require a requester to verify his or her identity under the procedures set forth in § 1070.53(c), unless the requester has already done so in a related request for access or amendment.
(b)Burden of proof. In a request for amendment of a record, the requester bears the burden of proving by a preponderance of the evidence that the record is not accurate, relevant, timely, or complete.
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